Loading...

Multifamily Loans in
Dayton, OH

Overview

Dayton is located in a good market for 5+ unit multifamily loans. Multifamily loans in Dayton are considered lower risk due to market size and stable regional economy. Interest rates for multifamily loans in Dayton are competitive. Dayton apartments may be eligible for non-recourse multifamily loans up to 80% and other favorable terms like long term fixed rates and interest only payment options. SoftQuotes' lenders will lend on 5+ unit multifamily properties in Dayton.

Get multifamily loan quotes for Dec 08, 2021


Multifamily Loan Rates in Dayton, OH

SoftQuotes' Fannie Mae® and Freddie Mac® lender rates for 5+ unit multifamily loans in Dayton are:

Fannie Mae®
$1M to $6M
5 Year Fixed 3.74% - 4.44%
7 Year Fixed 3.68% - 4.38%
10 Year Fixed 3.79% - 4.49%
Freddie Mac®
$1M to $7.5M
5 Year Fixed 3.37% - 3.61%
7 Year Fixed 3.25% - 3.49%
10 Year Fixed 3.47% - 3.71%
Fannie Mae®
$6M to $100M
5 Year Fixed 3.34% - 4.04%
7 Year Fixed 3.28% - 3.98%
10 Year Fixed 3.39% - 4.09%
Freddie Mac®
$7.5M to $100M
5 Year Fixed 3.16% - 3.41%
7 Year Fixed 3.33% - 3.78%
10 Year Fixed 3.28% - 3.68%
Additional rate discounts for affordability and energy efficiency. Longer term fixed rates available. Rates updated on 12/07/2021. This is not an offer or commitment to lend. Multifamily loan rates in Dayton may vary based on income, leverage and other factors. Fannie Mae is a registered trademark of Federal National Mortgage Association Corporation. Freddie Mac is a registered trademark of the Federal Home Loan Mortgage Corporation.

Get multifamily loan quotes for Dec 08, 2021


Multifamily Lenders in Dayton, OH

All major multifamily lender types are lending in Dayton.


Agency Lenders
(Fannie / Freddie / HUD)
  • Long term fixed rates
  • Maximum leverage
  • Tax returns not required
  • Non-recourse
  • Interest only payment options
  • Rate discounts for affordability

Banks &
Credit Unions

  • Intermediate term fixed rates
  • Moderate leverage
  • Tax returns usually required
  • Recourse and non-recourse

Insurance
Companies

  • Long term fixed rates
  • Lower leverage
  • Tax returns usually required
  • Recourse and non-recourse

Conduits
(CMBS Lenders)
  • Intermediate term fixed rates
  • Maximum leverage
  • Tax returns not required
  • Non-recourse
  • Interest only payment options

Get multifamily loan quotes for Dec 08, 2021


Dayton Market

The city of Dayton in Montgomery County has a population of 140,407. The median rent in Montgomery County for a 2 bedroom is $891. The median Dayton resident is 33 years old with a yearly income of $18,644. The average family has 3.05 members and a median household income of $32,540. Dayton has a 18% higher education rate. The unemployment rate in Dayton is 10.7%.


Population
140,407 people

County
Montgomery County

Renters

53.5% of Dayton households are renters.


Rent Burden

39.1% median household income spent on rent.

Source: U.S. Census Bureau

Rents

Bedrooms
Montgomery County 1
Ohio 2
National 2
Studio $600 $597 $737
1 bedroom $689 $662 $813
2 bedroom $891 $834 $1,015
3 bedroom $1,196 $1,084 $1,325
4 bedroom $1,294 $1,205 $1,521
1 Median rents 2 Average of counties
Source: Federal Housing Finance Agency

Dayton Demographics


Median Individual Income
$18,644 / year

Median Household Income
$32,540 / year

Families w/ Dual Incomes
38%

Unemployment Rate
10.7%
Household Income Distribution
Dayton, OH

Median Age
33 years

Avg Family Size
3.05 people
Age Distribution
Dayton, OH

College Education or Above
18%

STEM College Graduates
39%
Education Distribution
Dayton, OH
Source: U.S. Census Bureau

Ready To Get Quotes?

We're here to help.

(866) 484-8134

A SoftQuotes advisor is ready to help.

Get Quotes

Quotes within 1 business day