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Multifamily Loans in
El Dorado Hills, CA

Overview

El Dorado Hills is located in a good market for 5+ unit multifamily loans. Multifamily loans in El Dorado Hills are considered lower risk due to market size and stable regional economy. Interest rates for multifamily loans in El Dorado Hills are competitive. El Dorado Hills apartments may be eligible for non-recourse multifamily loans up to 80% and other favorable terms like long term fixed rates and interest only payment options. SoftQuotes' lenders will lend on 5+ unit multifamily properties in El Dorado Hills.

Get multifamily loan quotes for Dec 08, 2021


Multifamily Loan Rates in El Dorado Hills, CA

SoftQuotes' Fannie Mae® and Freddie Mac® lender rates for 5+ unit multifamily loans in El Dorado Hills are:

Fannie Mae®
$1M to $6M
5 Year Fixed 3.74% - 4.44%
7 Year Fixed 3.68% - 4.38%
10 Year Fixed 3.79% - 4.49%
Freddie Mac®
$1M to $7.5M
5 Year Fixed 3.37% - 3.61%
7 Year Fixed 3.28% - 3.52%
10 Year Fixed 3.52% - 3.76%
Fannie Mae®
$6M to $100M
5 Year Fixed 3.34% - 4.04%
7 Year Fixed 3.28% - 3.98%
10 Year Fixed 3.39% - 4.09%
Freddie Mac®
$7.5M to $100M
5 Year Fixed 3.16% - 3.41%
7 Year Fixed 3.33% - 3.78%
10 Year Fixed 3.28% - 3.68%
Additional rate discounts for affordability and energy efficiency. Longer term fixed rates available. Rates updated on 12/07/2021. This is not an offer or commitment to lend. Multifamily loan rates in El Dorado Hills may vary based on income, leverage and other factors. Fannie Mae is a registered trademark of Federal National Mortgage Association Corporation. Freddie Mac is a registered trademark of the Federal Home Loan Mortgage Corporation.

Get multifamily loan quotes for Dec 08, 2021


Multifamily Lenders in El Dorado Hills, CA

All major multifamily lender types are lending in El Dorado Hills.


Agency Lenders
(Fannie / Freddie / HUD)
  • Long term fixed rates
  • Maximum leverage
  • Tax returns not required
  • Non-recourse
  • Interest only payment options
  • Rate discounts for affordability

Banks &
Credit Unions

  • Intermediate term fixed rates
  • Moderate leverage
  • Tax returns usually required
  • Recourse and non-recourse

Insurance
Companies

  • Long term fixed rates
  • Lower leverage
  • Tax returns usually required
  • Recourse and non-recourse

Conduits
(CMBS Lenders)
  • Intermediate term fixed rates
  • Maximum leverage
  • Tax returns not required
  • Non-recourse
  • Interest only payment options

Get multifamily loan quotes for Dec 08, 2021


El Dorado Hills Market

The city of El Dorado Hills in El Dorado County has a population of 46,593. The median rent in El Dorado County for a 2 bedroom is $1,606. The median El Dorado Hills resident is 45 years old with a yearly income of $57,395. The average family has 3.24 members and a median household income of $137,726. El Dorado Hills has a 55% higher education rate. The unemployment rate in El Dorado Hills is 4.3%.


Population
46,593 people

County
El Dorado County

Renters

13.3% of El Dorado Hills households are renters.


Rent Burden

29.3% median household income spent on rent.

Source: U.S. Census Bureau

Rents

Bedrooms
El Dorado County 1
California 2
National 2
Studio $1,138 $1,137 $737
1 bedroom $1,276 $1,291 $813
2 bedroom $1,606 $1,635 $1,015
3 bedroom $2,298 $2,254 $1,325
4 bedroom $2,781 $2,613 $1,521
1 Median rents 2 Average of counties
Source: Federal Housing Finance Agency

El Dorado Hills Demographics


Median Individual Income
$57,395 / year

Median Household Income
$137,726 / year

Families w/ Dual Incomes
55%

Unemployment Rate
4.3%
Household Income Distribution
El Dorado Hills, CA

Median Age
45 years

Avg Family Size
3.24 people
Age Distribution
El Dorado Hills, CA

College Education or Above
55%

STEM College Graduates
51%
Education Distribution
El Dorado Hills, CA
Source: U.S. Census Bureau

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