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Multifamily Loans in
Moscow, ID

Overview

Moscow is located in what is considered a very small market for 5+ unit multifamily loans. Multifamily loans in Moscow are considered greater risk due to market dynamics. Interest rates for multifamily loans in Moscow are higher than the national average. Moscow apartments may be eligible for non-recourse multifamily loans up to 75% for purchases and 70% for refinances. SoftQuotes' lenders will lend on 5+ unit multifamily properties in Moscow.

Get multifamily loan quotes for Dec 04, 2021


Multifamily Loan Rates in Moscow, ID

SoftQuotes' Fannie Mae® and Freddie Mac® lender rates for 5+ unit multifamily loans in Moscow are:

Fannie Mae®
$1M to $6M
5 Year Fixed 3.74% - 4.44%
7 Year Fixed 3.68% - 4.38%
10 Year Fixed 3.79% - 4.49%
Freddie Mac®
$1M to $6M
5 Year Fixed 3.73% - 3.97%
7 Year Fixed 3.54% - 3.78%
10 Year Fixed 3.78% - 4.02%
Fannie Mae®
$6M to $100M
5 Year Fixed 3.34% - 4.04%
7 Year Fixed 3.28% - 3.98%
10 Year Fixed 3.39% - 4.09%
Freddie Mac®
$6M to $100M
5 Year Fixed 3.13% - 3.38%
7 Year Fixed 3.29% - 3.74%
10 Year Fixed 3.35% - 3.75%
Additional rate discounts for affordability and energy efficiency. Longer term fixed rates available. Rates updated on 12/03/2021. This is not an offer or commitment to lend. Multifamily loan rates in Moscow may vary based on income, leverage and other factors. Fannie Mae is a registered trademark of Federal National Mortgage Association Corporation. Freddie Mac is a registered trademark of the Federal Home Loan Mortgage Corporation.

Get multifamily loan quotes for Dec 04, 2021


Multifamily Lenders in Moscow, ID

Agency lenders along with regional banks and credit unions are most likely to lend on multifamily properties in Moscow.


Agency Lenders
(Fannie / Freddie / HUD)
  • Long term fixed rates
  • Moderate leverage
  • Tax returns not required
  • Non-recourse
  • Rate discounts for affordability

Banks &
Credit Unions

  • Intermediate term fixed rates
  • Moderate leverage
  • Tax returns usually required
  • Recourse

Get multifamily loan quotes for Dec 04, 2021


Moscow Market

The city of Moscow in Latah County has a population of 25,702. The median rent in Latah County for a 2 bedroom is $828. The median Moscow resident is 25 years old with a yearly income of $18,312. The average family has 2.94 members and a median household income of $41,896. Moscow has a 56% higher education rate. The unemployment rate in Moscow is 5.1%.


Population
25,702 people

County
Latah County

Renters

59.2% of Moscow households are renters.


Rent Burden

29.8% median household income spent on rent.

Source: U.S. Census Bureau

Rents

Bedrooms
Latah County 1
Idaho 2
National 2
Studio $560 $622 $737
1 bedroom $663 $673 $813
2 bedroom $828 $863 $1,015
3 bedroom $1,185 $1,204 $1,325
4 bedroom $1,434 $1,409 $1,521
1 Median rents 2 Average of counties
Source: Federal Housing Finance Agency

Moscow Demographics


Median Individual Income
$18,312 / year

Median Household Income
$41,896 / year

Families w/ Dual Incomes
63%

Unemployment Rate
5.1%
Household Income Distribution
Moscow, ID

Median Age
25 years

Avg Family Size
2.94 people
Age Distribution
Moscow, ID

College Education or Above
56%

STEM College Graduates
53%
Education Distribution
Moscow, ID
Source: U.S. Census Bureau

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