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Multifamily Loans in
Vista, CA

Overview

Vista is located in a strong market for 5+ unit multifamily loans. Multifamily loans in Vista are considered low risk due to market size and favorable regional economy. Interest rates for multifamily loans in Vista are some of the lowest nationally. Vista apartments may be eligible for non-recourse multifamily loans up to 80% and other favorable terms like long term fixed rates and interest only payment options. SoftQuotes' lenders will lend on 5+ unit multifamily properties in Vista.

Get multifamily loan quotes for Dec 08, 2021


Multifamily Loan Rates in Vista, CA

SoftQuotes' Fannie Mae® and Freddie Mac® lender rates for 5+ unit multifamily loans in Vista are:

Fannie Mae®
$1M to $6M
5 Year Fixed 3.74% - 4.44%
7 Year Fixed 3.68% - 4.38%
10 Year Fixed 3.79% - 4.49%
Freddie Mac®
$1M to $7.5M
5 Year Fixed 3.04% - 3.28%
7 Year Fixed 3.15% - 3.39%
10 Year Fixed 3.38% - 3.62%
Fannie Mae®
$6M to $100M
5 Year Fixed 3.34% - 4.04%
7 Year Fixed 3.28% - 3.98%
10 Year Fixed 3.39% - 4.09%
Freddie Mac®
$7.5M to $100M
5 Year Fixed 3.11% - 3.36%
7 Year Fixed 3.28% - 3.73%
10 Year Fixed 3.23% - 3.63%
Additional rate discounts for affordability and energy efficiency. Longer term fixed rates available. Rates updated on 12/07/2021. This is not an offer or commitment to lend. Multifamily loan rates in Vista may vary based on income, leverage and other factors. Fannie Mae is a registered trademark of Federal National Mortgage Association Corporation. Freddie Mac is a registered trademark of the Federal Home Loan Mortgage Corporation.

Get multifamily loan quotes for Dec 08, 2021


Multifamily Lenders in Vista, CA

All major multifamily lender types are lending in Vista.


Agency Lenders
(Fannie / Freddie / HUD)
  • Long term fixed rates
  • Maximum leverage
  • Tax returns not required
  • Non-recourse
  • Interest only payment options
  • Rate discounts for affordability

Banks &
Credit Unions

  • Intermediate term fixed rates
  • Moderate leverage
  • Tax returns usually required
  • Recourse and non-recourse

Insurance
Companies

  • Long term fixed rates
  • Lower leverage
  • Tax returns usually required
  • Recourse and non-recourse

Conduits
(CMBS Lenders)
  • Intermediate term fixed rates
  • Maximum leverage
  • Tax returns not required
  • Non-recourse
  • Interest only payment options

Get multifamily loan quotes for Dec 08, 2021


Vista Market

The city of Vista in San Diego County has a population of 101,638. The median rent in San Diego County for a 2 bedroom is $2,254. The median Vista resident is 33 years old with a yearly income of $30,188. The average family has 3.77 members and a median household income of $72,125. Vista has a 24% higher education rate. The unemployment rate in Vista is 4.4%.


Population
101,638 people

County
San Diego County

Renters

50.8% of Vista households are renters.


Rent Burden

35.2% median household income spent on rent.

Source: U.S. Census Bureau

Rents

Bedrooms
San Diego County 1
California 2
National 2
Studio $1,569 $1,137 $737
1 bedroom $1,743 $1,291 $813
2 bedroom $2,254 $1,635 $1,015
3 bedroom $3,170 $2,254 $1,325
4 bedroom $3,903 $2,613 $1,521
1 Median rents 2 Average of counties
Source: Federal Housing Finance Agency

Vista Demographics


Median Individual Income
$30,188 / year

Median Household Income
$72,125 / year

Families w/ Dual Incomes
61%

Unemployment Rate
4.4%
Household Income Distribution
Vista, CA

Median Age
33 years

Avg Family Size
3.77 people
Age Distribution
Vista, CA

College Education or Above
24%

STEM College Graduates
48%
Education Distribution
Vista, CA
Source: U.S. Census Bureau

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